Sustainable Finance · Long-Term Value Creation
Manju Seal
Founder & Managing Partner, Terra Impact
With experience spanning investment banking, institutional asset management, sustainable finance and nonprofit governance, Manju advises senior leaders on navigating complex sustainability priorities while connecting strategy with capital, investors and long-term value creation.
Navigating Strategy, Sustainability, Capital and Risk
About
Leading Terra Impact
Manju Seal is Founder and Managing Partner of Terra Impact, where she advises boards, C-suite executives and senior leaders on sustainability strategy, sustainable finance and credible pathways to long-term value creation. She also takes on select fractional advisory and leadership roles.
Her work brings together deep capital markets experience with an understanding of the evolving sustainability landscape. She works with corporations, financial institutions, investors and mission-driven organizations seeking to translate environmental and social priorities into clear strategic and financing approaches. She brings an independent perspective to complex decisions across strategy, sustainability, capital and risk.
Having worked across both the issuer and investor sides of the financial markets, she brings a practical understanding of how sustainability objectives intersect with corporate strategy, financing decisions, investor expectations and market realities. Her perspective connects sustainable finance with strategic and financing considerations across energy and infrastructure, industrial transition, resource efficiency, resilience and nature-related solutions.
Manju is particularly experienced in sustainable debt with expertise spanning green, social, sustainability, transition and sustainability-linked financing. She also advises across the US-India corridor, reflecting a deep understanding of Asian markets and the region’s growing sustainability ambitions. She is recognized for her pioneering work in sustainable finance, notably at Bank of Montreal (BMO) Financial Group.
Building Sustainable Finance at BMO
Previously, Manju was BMO Financial Group's inaugural Head of Sustainable Finance and Capital Markets ESG Lead, where she established and led the Sustainable Finance Advisory for corporate and institutional clients. She helped build sustainable finance as a new line of business within BMO Capital Markets and advised clients on sustainable bond underwriting, product development and other financing solutions.
She led the launch of BMO's Sustainable Bond Program featuring its landmark US$500 million sustainability bond issuance in 2019, co-authored BMO's Sustainable Financing Framework, and was a key contributor to the firm's global sustainable finance commitment. She also served on BMO's firm-wide Sustainability Council.
Earlier Career
Earlier in her career, Manju worked at Goldman Sachs in FICC Structured Finance and later led Fixed Income Risk & Performance Analytics at Goldman Sachs Asset Management. Her experience also includes fixed income portfolio management and quantitative investment analysis.
Beyond Financial Markets
Beyond financial markets, Manju has more than two decades of leadership experience with nonprofits and social enterprises addressing environmental and social challenges. She is a past Marshall Memorial Fellow (gmfus.org), Board President Emerita of Narika.org, inaugural Executive Director of Singapore-based LEAP201.org, and a board director of Proximity Designs.
Education
She holds 3 master’s degrees in: business administration, mathematics and ethnomusicology.
Today, she brings her experience to organizations navigating increasingly interconnected questions of strategy, sustainability and capital.